by 3. Arrange Your Financing First.
You’ve done your research, and you know how much you can afford to spend, and which vehicles meet your requirements and budget. Don’t fall into the trap of relying on the dealership’s finance office to arrange your car loan. Not only will this cost you a lot of wasted time, it can also cost you money. Dealerships make money on financing, taking a fee or a cut of the deal from the lender, so their incentive is to get the deal done – not to save you money.
